BDO debit cards, are they secure?

While debit cards offer some convenience, some debit cards, like BDO's, doesn't feel secure. Debit cards from other banks, specifically Metrobank, requires a PIN code before any transaction can be processed. BDO does not require PIN codes.

If somebody was able to pick-up a BDO debit card that was accidentally dropped, he/she can use it instantly to make purchases. He/she will not be required to present any valid ID nor to key in any PIN. Although one can block a lost card from making any transactions, it might be too late. The card may already be used even before the owner realized it was lost.

Debit cards also doesn't have the perks of cash purchase discounts especially if you're buying expensive appliances. That is why I rarely use my BDO debit card.